Ship a thin MCP (1–3 actions)
Read-only / draft-only tools that prove value before anyone talks to an agent. CTA only when the household looks complex.
read-only
umbrella_exposure_score
Score 0–100 + tier from home count, vehicles, pool/boat, staff, public profile. Labels EXAMPLE weights.
read-only
policy_gap_checklist
Checklist of common HNW gaps (umbrella limit, excess flood, scheduled articles, D&O for boards).
draft-only
draft_hnw_outreach
Draft a short “complex household” outreach email. Never auto-sends. User reviews before anything leaves.
Click a tool to see a sample JSON-RPC-style response…